Kaila Lindsey's Blog Posts

Mortgage Rates Barely Budge From 3-Year Lows

© REALTOR® MAGAZINEAfter steady declines since the beginning of the year, mortgage rates appear to be leveling off. But that still bodes well for home buyers.“While rates have

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US sees most layoffs since the financial crisis, many in retail jobs

First-half job cuts were at their highest level since the first half of 2009, according to new research. (Photo: nathaphat / Getty Images)The U.S. job market has been a growth engine of the U.

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California earthquake insurance: What does home insurance cover after a disaster?

If you felt the earth move this week, chances are you didn't have earthquake insurance.Late Friday night, a 7.1 magnitude earthquake struck Southern California, the strongest temblor to

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Survey: Buyers Rank Commute Time Above Square Footage

Commute time is an important factor to buyers when they're deciding on a home to purchase. Eighty-five percent of buyers say they would sacrifice other home features, such as lot size, square,

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This Housing Trend May Radically Change Neighborhoods

Oregon is joining a growing movement to loosen up single-family zoning laws in order to ramp up homebuilding. While several cities have passed similar bills, Oregon could be the first to offer state

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8.2M Could Have Lower Mortgage Payments

Mortgage rates are dropping, giving millions of homeowners an opportunity to lower their monthly payments. An estimated 8.2 million borrowers could refinance and potentially lower their monthly

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HUD Commits $330M to Prop Up ‘Healthy’ Housing

The Department of Housing and Urban Development has allocated $330 million in grants to clean up lead-based paint and other health and safety hazards in low-income housing. The grants will be

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Older Homeowners Turn to Equity for Retirement

The equity of homeowners ages 62 and older has reached an all-time high, according to the latest index reading from the National Reverse Mortgage Lenders Association report. Seniors saw their

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Emerging Buyer’s Market Lifts Home Sales in May

For the first time in two months, existing-home sales rose in May as consumers rushed to take advantage of lower mortgage rates and greater inventory. Total existing-home sales—completed

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Freddie Debuts Remodeling Loan for Fixer-Upper Buyer

As homes age, more homeowners are looking to remodeling to spruce up their properties. Of the nation’s stock of 137 million units, nearly 80% are at least 20 years old, and 40% are at least 50

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11 Tips for Pricing Your Home So It Sells for Top Dollar

If you’re thinking of selling your house, this is the season. Prices usually experience the largest gains in summer, according to the National Association of Realtors. The weather is

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Home Upgrades Could Save Hundreds on Energy Bills

The right home improvements could help shave energy bills by up to 35% or unlock up to $627 in annual savings, according to the U.S. Department of Energy.Steve Chalk, who recently retired from

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Want to sell your home? Think like a buyer and follow these home-staging rules

For Joe Hayden, a real estate agent in Louisville, Kentucky, staging is on his must-do list for sellers. “Staging is so important,” says Hayden, who’s been in the business for

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Real Estate Pros Say These Design Trends Don’t Work

Real estate professionals know how to look at houses from a buyer’s perspective and can spot decor trends that are likely to turn their clients off. “I am selling

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Mortgage Rates Hold at 2-Year Lows for Another Week

© REALTOR® MAGAZINEHome buyers are reaping some of the lowest borrowing costs in years this buying season. The 30-year fixed-rate mortgage remained unchanged from last week at 3.82%,

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Are you thinking of getting a reverse mortgage? Who should consider one and who shouldn't

Here are a few things any potential borrower should know about reverse mortgages. USA TODAYThe reputation of reverse mortgages has had its ups and downs since they were first piloted by

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Every State’s Most Googled Finance Questions

June 11, 2019Consumers with financial or housing questions turn to the internet. In particular, consumers seem to have a lot of questions about income taxes and mortgages.TermLife2Go, a review site,

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Two new tools can help you achieve a good credit score

The rules for achieving a decent credit score haven’t changed much since credit scoring was invented: Pay all your bills on time, don’t use too much of your available credit and build a

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Mortgage Rates Drop to 2-Year Lows

® REALTOR® MagazineThis marks the sixth consecutive weekly decline for mortgage rates, leaving some borrowers wondering how low will they go. The 30-year fixed-rate mortgage averaged 3.82%

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National Donut Day 2019: Get free donuts Friday at Krispy Kreme, Walmart, Dunkin' and more

You "donut" want to miss sweet savings Friday.June 7 is National Doughnut Day – or National Donut Day in some circles – and shops across the country are marking the day with

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Financial Risks a Mortgage Co-Signer Must Accept

June 3, 2019Young adults with low incomes or poor credit histories may ask their parents to co-sign on their mortgage—and it’s a growing trend. The share of co-signed mortgages rose

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5 Lawn Care Mistakes That Could Ruin Your Curb Appeal

June 3, 2019A great lawn adds instant curb appeal to a home’s first impression, but according to Reviewed.com, homeowners may be making one of these common mistakes in their lawn maintenance

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41 Cheap And Easy Backyard DIYs You Must Do This Summer

1. Cover the springs of your trampoline with sliced up pool noodles as an extra safety precaution.dandolimones.comADVERTISEMENT2. Save your pinecones for bedding, which will keep pups and

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Falling mortgage rates entice homeowners to trade up

This year’s plunge in mortgage rates is giving Americans an incentive to upgrade to pricier houses.Take loan officer Clint Gerke’s client in Salem, Oregon. The single mother is just fine

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Housing market 2019: US home prices rise at slowest pace in 6½ years

U.S. home prices are rising at the slowest rate in nearly 7 years according to the S&P CoreLogic Case-Shiller index. (Photo: Photo by Mark Wilson / Getty Images)WASHINGTON – U.S.

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Don’t Count on a Price Drop to Reignite a Listing

May 29, 2019Home buyers who want to test the market by listing their home for a higher price may want to rethink that strategy. Homes get 3.4 times more online views the day they are listed than

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Mortgage Rates Drop for Fourth Straight Week

May 24, 2019Mortgage rates continue to decline while lowering borrowing costs for home buyers this spring.“Mortgage rates fell for the fourth consecutive week and continued the medium-term

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Freddie: Mortgage Rates Won’t Go as High as We Thought

Borrowing costs this year likely will be lower than originally predicted. Freddie Mac recently downgraded its forecast for the 30-year fixed-rate mortgage, projecting it will average 4.3% this year

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More baby boomers stay in their homes as they reach retirement, skipping downsizing

Once your children leave the nest, it's time to rethink your real estate. Here are 3 tips to follow. USA TODAYCONNECTTWEETLINKEDINCOMMENTEMAILMOREIt’s always been a sort of final chapter

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Mortgage Rates Moved Slightly Lower This Week

May 17, 2019® REALTOR® MagazineHome buyers saw mortgage rates edge lower again this week, with rates remaining well below year ago levels. “Modestly weaker consumer spending and

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You should be checking your social security statements. Here's why:

They may not make for the most exciting read, but you need to review them nonetheless.Millions of seniors today rely on Social Security as a crucial source of income in retirement. But if

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US housing starts regained momentum, rising 5.7% in April

U.S. home construction picked up momentum in April, ending a two-month downturn.Housing starts rose 5.7% in April to a seasonally-adjusted rate of 1.235 million, the Commerce Department said on

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How much retirement savings will you need? Try 16.4 times your salary

One of the most challenging elements of saving for retirement is figuring out how much money to sock away for it. While it's possible to estimate some of your senior living costs, factors

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Typical Homeowner Added Nearly $10k in Equity Over Past Year

Homeowners continue to see home values increase, along with their equity. Metro home prices nationwide saw an increase of nearly 4% in the first quarter. The national median existing single-family

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Buyers Face Less Competition This Spring

May 13, 2019Home shoppers may be less likely to face a bidding war compared to a year ago. Just 15% of offers faced competition in April, according to an index by the real estate brokerage Redfin.

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Why Remodeling Projects Are Facing Delays, Higher Prices

A remodeling labor shortage continues to impact housing projects by increasing prices and delaying timetables, a new survey from the National Association of Home Builders shows. Remodeling jobs that

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Top 10 Tech Features Your Buyers Want

Buyers are showing more interest in technological home features, with 46% of new and prospective homeowners saying, for example, that they want a security camera on the premises, according to the

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These Are the Best Dates of the Year to Sell a Home

Mark your calendar: Certain times of the year can offer seller premiums of 10 percent or more, and a majority of those days are during summer months.ATTOM Data Solutions analyzed more than 28

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Relax – your credit score may be high enough

Easy access to free credit scores has helped many Americans improve their credit. But at a certain point, chasing every possible point gets you nothing except bragging rights.How do you know when

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Average home seller saw a 31% return on their investment

Home prices are appreciating, and home sellers are realizing a sizable return on their investment as a result.Those who sold their homes in the first quarter of 2019 made a 31.5% return, pocketing

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‘KonMari’ Your Contacts

Tidying expert Marie Kondo has sparked a fad with her methods for solving household clutter, but writer Lalaina Rabary for the Keller Williams blog says you can apply that same “KonMari”

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Why That Personal Offer Letter Doesn’t Always Work

Home buyers seeking an edge during offers are increasingly writing personal offer letters directly to the seller to try to win over their hearts. But a new article at realtor.com® calls into

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U.S. New-Home Sales Rise to 16-Month High, Topping Estimates

By Reade PickertApril 23, 2019, 10:00 AM EDT Updated on April 23, 2019, 10:43 AM EDTWorkers install roof trusses on a home under construction in Vineyard, Utah. Photographer:

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Retire early: Can ordinary Americans find financial independence and stop work by 50?

What would it take to retire at 50 or 40, or even 30? It seems almost unrealistic to spill ink over when many Americans are already so behind on saving for retirement.But there’s a

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Energy Efficiency Brings Buyers, More Agents Say

A majority of real estate professionals—69 percent--said that promoting homes’ energy efficiency features in listings is very or somewhat valuable, according to the newly released

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Young Adults Put Mortgage Before Marriage

Nearly one in four millennial buyers say they want to buy a home before deciding to tie the knot, according to a new study from LendingTree.How Well Do You Know Millennial Buyers?2019 Home Buyers

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Stressed-Out Americans Only Get 43 Minutes of ‘Me Time’ Per Day, But Solution May Lie in Their Backyards

Struggling to find a little “me time”? You’re far from alone because the average American only gets five hours of “me time” in a week — that’s just 43

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NAR Tool Helps Alert Pros to Imminent Safety Threats

With a third of real estate professionals reporting that they’ve encountered safety threats in the field, according to the National Association of REALTORS®’ most recent Member

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House Flipping Is Trending Again

More consumers are flipping homes again, but investors are acting differently than they did during the housing boom. Short-term investors are focusing more on adding value than speculating on,

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Drop in Mortgage Rates Could Put Market in 2005 Territory

The recent plunge in mortgage rates may help the market for home loans surge to a 14-year high, according to recent housing forecasts. In the past month, mortgage rates have posted their biggest

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Stressed? New Study Says You Simply Need a 20-Minute ‘Nature Pill’

Taking at least twenty minutes out of your day to stroll or sit in a place that makes you feel in contact with nature will significantly lower your stress hormone levels.“For the first time

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Self-Employed Clients? Loan Approval Chances Just Got Better

The two largest sources of mortgage money in the United States want self-employed loan shoppers to know that their chances of getting a home loan approved have increased.Fannie Mae and Freddie

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Does Your Dog Need a House?

https://www.etsy.com/listing/471543991/modern-dog-house-mid-century-ranch?gpla=1&gao=1&&utm_source=google&utm_medium=cpc&utm_campaign=shopping_us_a-pet_supplies-pet_carriers_and_houses-pet_houses

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Industry Leaders Agree on Conventional Loan Guarantee

Any effort to take the country’s two largest sources of mortgage financing out of conservatorship must include continued government backing of conventional home loans, a REALTOR® told the

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10 Features That Can Help a Home Sell Faster

Homeowners are spending more to spruce up their homes. They spent an average of $12,361 in discretionary funds on remodeling in 2017—the highest since 2006, according to the latest report

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The Best Week to List a Home Is Quickly Approaching

Home sellers expecting the quickest sales may want to make sure the house is in tip-top shape for showings because a big week in the housing market is quickly coming. The best week to put a home on

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Getting a Mortgage Becomes Easier for the Self-Employed

Americans who are self-employed and freelance or contract workers have long had to struggle to qualify for a mortgage compared with those with W-2 forms or pay stubs that lenders can use to verify

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Reasons to Try a Ductless Mini-Split Air Conditioning System

 March 18, 2019 Kaila LindseyIt’s almost spring in much of North America, which means it’s time once again to tune up your air conditioner or send it to the big home

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Still Save Even With Rising Interest Rates!

https://www.usatoday.com/story/money/personalfinance/2019/03/06/savings-account-rates-are-surging-heres-what-to-know/

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